Please Wait
Working Please Wait...

In order to comply with current industry-standard security practices, we have upgraded the security protocols on our web servers. As a result, Lender Connection no longer supports Internet Explorer. We currently support Chrome, Edge, or Firefox browsers, all of which can be downloaded for free. Thank you for your patience and understanding in this matter.

Second Loan Documents

Second Mortgage / Forgivable Loan DT MERS

Second Mortgage / Forgivable Loan DT Non MERS


Second Mortgage Note

10 Year Forgivable Loan Note

Electronic Second Loan Notes

Second Mortgage Electronic Note

10 Year Forgivable Loan Electronic Note

Lender Checklist

Lender Delivery Checklist - All Loan Programs

Service Reference Guide

Service Reference Guide

Other Documents

IHFA Certificate Of Accelerated Delivery

Remote Trainings

We are currently offering remote trainings. Please watch our training calendar and announcements regarding upcoming trainings. Also, if you or anyone on your team needs to better understand Idaho Housing s loan programs, please contact Annie Green to schedule a training at [email protected].

For more information or assistance, please contact us at [email protected] or call 1.855.505.4700, ext. 8600.

We appreciate your partnership.

Program Bulletin 2022-4

More Great News on DPCC!

Effective immediately our new 15-year Second Mortgage will have a fixed rate of only 7% and will be available for up to 7% of assistance. Borrowers with a credit score of 620 or better are now eligible for a DPCC option with a low fixed rate on an affordable 15-year term.

We have also made important changes to our Forgivable Loan. It is available as a 3rd lien only for up to 3%. For borrowers who need assistance, but have less than a 620 credit score, the forgivable loan is available as a standalone for up to 3%. The Forgivable Loan may be combined with the Second Mortgage, allowing total assistance up to 10% for:

  • Heroes eligible borrowers
  • First-time homebuyers using Fannie Preferred/Freddie HFA Advantage products for 80% AMI and below borrowers
  • First-time homebuyers using the First Loan. Must be first-time homebuyers for combined assistance, even in targeted counties

For more information or assistance, please contact us at [email protected] or call 1.855.505.4700, ext. 8600.

Program Bulletin 2021-9

Idaho Housing is Leading the Industry

Idaho Housing is now able to accept eNotes (Conventional - Fannie and Freddie only). We have completed our testing and are very excited to offer this opportunity to approved lenders.

  • Save time and money
  • Alleviate delivery delays
  • Shorten the review to purchase times
  • Clear your warehouse lines quicker
  • If you are interested in becoming an approved eNote Lender, please reach out to [email protected]